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Call You and Yours: Have you borrowed from, or lent to, friends or family?

Consumer phone-in. Lending between friends and family is rising. Should it only be done with formal financial arrangements in place?

Lending within families or friendship groups is rising. According to recent figures from Legal and General, parents lending to their children to help them get on the UK property ladder will amount to £5bn in 2016. But there are also signs of families leaning more on other family members or friends for support in paying for everyday expenses. Could it be that what used to be a rare thing is becoming the norm in these days of rising house prices and student loans?

New research suggests that this informal borrowing and lending is straining relationships. If you have to lend to family or friends, how best can you do it? Have you done it successfully, what was the secret? Or how does it go wrong and why?

Have you borrowed from, or lent to, friends or family? How did it go for you? Email us with your experience - youandyours@bbc.co.uk and remember to leave your phone number so we can call you back. And join Shari Vahl for the programme at 12.15pm on Tuesday.

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