Main content

Pay Day Loans, Fuel Poverty and Shiny Toasters

New rules on pay day loans, the government is told to get tough on fuel poverty and behind the scenes at the Dualit toaster factory.

New rules on how much people can be charged when they take out a pay day loan come into effect today, but do they go far enough?

We look at the Government's plans to grade the homes of people in fuel poverty - and make sure they become more energy efficient before the next General Election.

As the war for your custom continues, we look at how the supermarkets plan to entice you through their doors in 2015.

Why campaigners are calling for more of us to take carbon monoxide more seriously.

And we go behind the scenes at the Dualit toaster factory to see how a family firm has managed to stand the test of time with its robust design.



Available now

45 minutes


  • Pay Day Loans

    New rules on pay day loans come into force today

    Duration: 03:55

  • Future Shopping

    What are the new gadgets that retailers will employ to keep us in store and offline?

    Duration: 10:39

  • Fuel Poverty

    Will new legislation to tackle fuel poverty make a difference?

    Duration: 04:35

  • Dualit

    Peter visits the factory where the legendary toaster is made.

    Duration: 15:32

  • Carbon Monoxide

    Why more of us should fit detectors to monitor the fumes

    Duration: 04:26


Download the Smart Consumer podcast

Download the Smart Consumer podcast

Be in the know with the latest consumer stories, news and complaints with You & Yours.



A selection of the best health advice and discussions from You & Yours.



From hanging wallpaper to takeaway apps, some of our favourite features about lifestyle.

How do I avoid being ripped off by a scam?

How do I avoid being ripped off by a scam?

Take a look at our BBC iWonder guide for useful advice on the latest frauds.