Four members of a family have been jailed for a total of almost eight years for their part in north Wales' biggest mortgage fraud.
Lisa and Chris Hansen, of Kinmel Bay, and Nicola and Brendan Spencer-Whalley, originally from Llysfaen but now from Oxforshire, had not devised the scheme.
But Caernarfon Crown Court heard they were motivated by greed.
Last year, five people were jailed after an investigation into the multi-million pound scam.
Former policeman Anthony Lowry-Huws, from Kinmel Bay in Conwy, and his partner Sheila Whalley, from Llanfair Talhairn, were jailed for seven years and six years.
A lengthy trial heard how they had bought properties and used exaggerated valuations provided by a surveyor and solicitor - who were also jailed - to get more than £20m from mortgage companies.
On Monday, Sheila Whalley's son Brendan Spencer-Whalley, his wife Nicola and son-in-law Chris Hansen were each jailed for two years. Her daughter Lisa Hansen received a 22-month sentence.
All of them admitted conspiring to falsify mortgage documents.
Another son, Ray Whalley, and two people who ran a mortgage application company were given community service orders after admitting lesser charges.
After sentencing, Det Ch Insp Iestyn Davies, said: "The scale of the fraud was staggering.
"It involved bogus mortgage applications made to a number of mortgage lenders, thereby generating millions of pounds of money granted by way of mortgage loans which would never have been made, had the truth been told about what was going on."
He said a further trial connected to the investigation was pending.