Investigative TV showCopyright: BBC
The government's shared ownership scheme is meant to help aspiring home owners onto the property ladder. However, an investigation by the BBC's Panorama programme has found that the scheme has left some people living in homes with escalating costs and huge debts.
When Giulia Trovato bought her new build London flat in 2007 she felt thrilled and excited. The flat she bought had been the show flat used to market the shared ownership scheme to prospective buyers and she fell in love with it as soon as she walked in.
The scheme, which allows you to part buy and part rent your home, meant Giulia was able to buy a 45% share of the three bedroom flat in Hoxton, east London and pay rent on the remaining share of the property to the housing association who owned the flat.
Giulia says the scheme ticked all the boxes at the time, allowing her to live in a desirable area and get onto the housing ladder without relying on a loan from her parents.
However, within a year of moving in, black mould and damp started appearing. Then the basement of the building began to flood with waste water.
By Datshiane Navanayagam
Two housing associations are about to begin a consultation on whether to build 50 homes on the edge of Sedbergh.Copyright: Google
Broadacres and South Lakes Housing associations are preparing a planning application for the homes on Station Road, the western approach to the town which is the largest community in the Yorkshire Dales National Park.
Of the 50 homes, the associations say 34 would be offered first to local people, for affordable rent and shared ownership, and the others for open market sale.
The consultation is open until 7 December here.
By John Campbell
BBC News NI Economics & Business Editor
By India Pollock
BBC Wales social affairs correspondent
BBC Radio Cornwall
Changes to the current planning system "will be a total disaster" for Cornwall and could mean fewer affordable homes, a local political party has said.
Ministers said planned changes to the system would make it quicker and easier for quality houses to be built in Cornwall.
A consultation is under way, and there are also proposals to change how housing targets are calculated.
Cornwall Councillor and leader of Mebyon Kernow Dick Cole said he was worried the reforms would mean a level of development Cornwall could not cope with.Copyright: PA MediaQuote Message: I think the government plans will be a total disaster for Cornwall. They want the housing target to go up from 52,500 over 20 years to 81,000 over that sort of period. That's just ridiculous - Cornwall cannot cope with that sort of development. The infrastructure cannot cope and the government really does need to think again." from Dick Cole Leader, Mebyon Kernow
Boris Johnson pledges to help young people get a “long-term fixed-rate mortgage” worth up to 95% of the home’s value.
BBC Radio Cornwall
Government proposals to change the current planning system have been branded a "disaster" by some politicians and campaigners in Cornwall.
A consultation is under way on a list of changes ministers said would make it easier for houses to be built.
There are also proposals to change how housing targets are calculated.
In Cornwall, this could see the number of homes required over 20 years jump from more than 52,000 to about 81,000.
Secretary of State for Housing Robert Jenrick stressed the plans were still at a consultation stage during a recent visit to Truro.Quote Message: We've placed a heavy weighting on affordability, and obviously Cornwall is a place where there is a real affordability challenge. But over the course of the consultation, we're going to listen to communities, including those here in Cornwall, and, if necessary, we can refine that to make sure it's a credible, fair, and sensible formula." from Robert Jenrick Secretary of State for Housing
Local Democracy Reporting Service
Councils across Devon have registered their opposition to a "ludicrous" algorithm that could see double the number of new homes that have to be built each year.
The government is set to change the method they use for calculating the amount of housing each district should provide each year, with the new method seeing the numbers in East Devon rise by 67%, Mid Devon by 75%, and Teignbridge by 102%.
Councillors have said the figures, which are "completely unacceptable", have come from an algorithm that makes no sense, and that it is very difficult to see there being enough people in the country that would want or be compelled to move to the areas to fill this number of houses.
Teignbridge District Council and East Devon District Council so far have agreed to oppose the proposed approach, believing that the numbers are both too great and, most likely, undeliverable
Last week’s East Devon District Council Strategic Planning Committee also unanimously agreed to adopt their proposed response which would see opposition to the methodology.