That's all from Holyrood Live for Wednesday 9 November 2016.
We'll be back tomorrow.
Have a good night.
That's all from Holyrood Live for Wednesday 9 November 2016.
We'll be back tomorrow.
Have a good night.
Business Minister Paul Wheelhouse says Credit Unions are part of a growing movement towards change.
Mr Wheelhouse says Scotland have a strong pedigree of an inclusive approach when it comes to finance.
The minister says a significantly higher amount of people in Scotland are enrolled in Credit Unions than in England and Wales.
He says there is still room to expand further.
Mr Wheelhouse says the government is committed to working with the Credit Union to help it to expand and play a greater role in financial education.
"It is vital that children grow up with an understanding of saving," he says.
Scottish Greens MSP John Finnie says the strength of the Credit Union system is the ethos of people helping people.
Mr Finnie says there is a significant contrast with the banking industry who are underpinned by greed and have the complete opposite ethos.
SNP MSP Ash Denham says Credit Unions act in the interests of their members instead of putting all the emphasis on profits.
Ms Denham says Credit Unions work with schools to increase pupil's financial awareness.
Labour MSP Neil Findlay says despite the best efforts of the previous chancellor to put the smaller Credit Unions out of business, they continue to innovate and try to bring in new products.
Mr Findlay says there is a "Cashtray acccount" to help people stop smoking.
He says there are over one million members of Credit Unions across the UK.
The Labour MSP says an atmosphere and culture must be created where Credit Unions are the norm.
Scottish Conservative MSP Dean Lockhart says the Credit Union junior savers scheme is a great way to introduce young people to finance.
In April The Herald reported that about 250 people a week are joining credit unions in Scotland as a growing number of savers and borrowers look for alternatives to mainstream lenders.
Membership of credit unions has grown 4 per cent in Scotland over the last year, with 375,000 people now using the customer-owned co-operatives to access a range of financial products including ethical savings and affordable loans.
SNP MSP Ruth Maguire says Credit Unions play a key role in eradicating poverty.
Ms Maguire says Credit Unions are underpinned by an ethos of "people helping people."
The SNP MSP says Credit Unions provide an affordable service for its members.
She says there has been a strong increase in Scottish members over the past few years.
International Credit Union (ICU) Day has been celebrated on the third Thursday of October since 1948.
The day is recognised to reflect upon the credit union movement's history and to promote its achievements.
SNP MSP Ruth Maguire will now lead this evening's member's debate entitle 'Celebrating International Credit Union Day 2016'.
Here is Ms Maguire's motion.
The Scottish government motion as amended is also passed unanimously.
The Scottish Labour amendment is agreed to unanimously.
The Scottish Conservative amendment is agreed to unanimously.
The minister says the Scottish government is not complacent about hate crimes against the LGBTi community.
Ms Ewing says the education secretary is considering what more can be done with the TIE campaign.
She says the Respect Me anti-bulling is being continued.
The community safety minister says the impact of the UK government's welfare reform has been to impact on disabled people.
She says there will soon be a Scottish disability plan which will address issues and she calls for everyone in Scotland to be treated with basic human dignity.
Community Safety Minister Annabelle Ewing welcomes the consensus across the chamber in this debate.
Ms Ewing says all politicians have a responsibility to set the tone.
The community safety minister says anyone who believes they have been a victim of hate crime should report this.
She says hate crime can also be reported online through the Police Scotland website.
The minister says the government is looking carefully at the recommendations in the Independent Advisory Group on Hate Crime, Prejudice and Community Cohesion.
The Tory MSP concludes by quoting Martin Luther King, Jr.
"Darkness cannot drive out darkness; only light can do that.
"Hate cannot drive out hate; only love can do that."
Scottish Conservative MSP Douglas Ross says people are not born with the prejudices, they pick them up along the way.
Mr Ross says there is "no room for bigotry in society".
The Tory MSP says politicians are seen as "fair game" on social media for abuse and he condemns the abuse of MSP's staff.
Mr Ross says many worrying statistics have been heard in the chamber today and, whilst abhorrent, it maybe suggests more people are coming forward to report these crimes now.
He welcomes the news that, since the EU referendum, hate crime against EU nationals have not increased.
Scottish Labour MSP Monica Lennon says the news that Donald Trump is the new president filled her with sadness because he has led a campaign of hate.
Ms Lennon says many are too scared to report hate crime and prejudice.
The Labour MSP says it is unacceptable that disability and sexual orientation hate crime has risen.
She says there are real people behind the statistics.
Last month, Scotland's top police officer has said tackling hate crime is an "absolute priority" for his force.
Speaking at the start of Hate Crime Awareness Week, Phil Gormley said he was determined to eradicate all forms of hatred in Scotland.
A new network of LGBTI liaison officers has been established in a bid to improve the reporting of hate crimes.
About 90 officers have been trained to work with the Lesbian, Gay, Bisexual, Transgender and Intersex community.
The chief constable's comments come after a recent report called for a stronger approach to tackling hate crime in Scotland.
It found the issue was far worse than official figures suggested.
Do you want to know more about the way benefits in Scotland will be changing? We want your questions to put to the minister in charge, Angela Constance.
She will be in the hot seat next week for a BBC online webchat on Monday morning, with the page going live from 9.45am.
So, if you have a question on a welfare-related topic such as Universal Credit, Tax Credits or Child Benefit send it to email@example.com.
And please put "webchat question" in the message field.
Scottish Liberal Democrat Alex Cole-Hamilton says yesterday he described Brexit as an act of vandalism but it is nothing compared to what our American cousins have voted for.
Mr Cole-Hamilton says he watched the US election last night as state after state turned their backs on inclusivity.
The Lib Dem MSP says there are barriers to employment for disabled people in this country.
Green MSP John Finnie says there has been a rise of abusive crime against homeless people.
He cites various groups who face a higher rate of hate crimes including against the disabled, drug users, Gypsy/Travellers and Muslims.
Mr Finnie says social media, like twitter, can lure people in to dangerous groups.
The Green MSP and former policeman ends by praising the work of Police Scotland in tackling hate crime.
He quotes from its website: "No two individuals are ever the same - embrace individuality and help put an end to Hate crime by reporting it."
Labour MSP Johann Lamont begins by praising the Purple Poncho Players for getting across the real difficulties disabled people face.
Ms Lamont says all hate crime against any group is unacceptable.
"We must also guard against complacency."
SNP MSP Christina McKelvie says the rise of hatred up to and after Brexit makes her question Scotland's place in the UK.
"Those who come to our shores for a better life belong here," she says.
Ms McKelvie says in a healthy society, difference is celebrated.
The Abusive Behaviour and Sexual Harm Bill introduces a range of new measures to protect victims of domestic and sexual abuse.
Justice Secretary Michael Matheson said the legislation would modernise the powers of courts to protect communities against sexual offenders.
MSPs unanimously supported the bill, despite controversy over one measure.
Mr Matheson pointed out that Police Scotland deals with calls about domestic and sexual violence every nine minutes, saying the root cause was "inequality in our society".
Conservative MSP Margaret Mitchell says revenge porn has been described as one of the most insidious crimes and can have a devastating and humiliating impact on victims lives.
Ms Mitchell says once the new act comes into force it will help provide a deterrent to the use of modern technology for revenge porn.
The Tory MSP then condemns those who commit hate crimes against the disabled which she says goes under reported.
She says old ladies with a stick, veterans with a disability or those with learning disabilities
SNP MSP Christina McKelvie asks if the member will sign her motion condemning the UK government's treatment of those with disabilities.
Ms Mitchell says she will look at the motion.
Labour MSP Pauline McNeill says the crime statistics for disabled people are horrifying.
Ms McNeill says disabled children and young people are three to four times more likely to be abused or neglected.
She says Islamophobia has increased.
The Labour MSP says a lot of abuse of transgender people is not reported.
Here is the Scottish Labour amendment.
Other findings in the hate crime reports include:
Scottish Conservative MSP Annie Wells says hate crime should never be tolerated and that everyone should be respected including EU and non-EU nationals.
Ms Wells asks why the SNP are so keen to link hate crime to Brexit when there was no rise in hate crime following the vote, in fact incidents decreased, she says.
She says voting to leave the EU and hate crime are not mutually exclusive and Alex Neil and others in Scotland voted to leave.
Ms Wells says the prime minister has already said that she fully expects that EU citizens place in the country will be protected but that other countries have not yet guaranteed UK citizens right to remain in EU countries.
The Tory MSP says, whilst race hate crime has decreased, sexual orientation and disability hate crime incidents have risen.
In June the Scottish government published hate crime statistics:
Here is the Scottish Conservative amendment.
Equalities Secretary Angela Constance says promoting equality is key to tackling hate crime and prejudice.
Ms Constance says all teachers will get equality training and there is an anti-bullying strategy.The minister says non-British EU nationals living in Scotland are welcome here, they belong here and that their contribution is appreciated.
She commends the role of Police Scotland and third party reporting centres in responding to reports of hate crime.
There have been concerns about an increase in hate crimes across the UK in the aftermath of the Brexit vote, although some reports have shown a reduction in such offences in Scotland.
However, the number of hate crime offences relating to football in Scotland have risen 49% in the past year.
Ms Constance says, in Scotland, we are fortunate that there has been no rise in hate crime following Brexit, unlike in other parts of the UK.
She says we must remain vigilant because the issue has caused anxiety among EU nationals living in Scotland.
"You are welcome here," she says.
The communities and equalities secretary again calls on the UK government to guarantee that EU citizens can remain in Scotland following Brexit.
Communities and Equalities Secretary Angela Constance says there is never any excuse for hate crime or prejudice and the government are committed to tackling it.
"An attack on one of us is an attack on all of us," she says.
Ms Constance says Dr Morrow's report gives the personal insights of those who have experienced prejudice and hate crime.
"It needs to be tackled and it needs to be stopped," she says.
She says prejudice and poverty must be tackled and that Scotland is a diverse multicultural society.