The buyer of Virgin Money is likely to find winning customers from the "big four" banks a challenge.
More than three million people hardly used cash at all last year, according to the banking trade body.
Gas and electricity suppliers are forcing too many people to pay in advance, the regulator says.
'Scammers struck as my mum was dying'
Ten-year-old handbag sells for £162,500
Have YouTube stars boosted beauty sales?
How renting out your stuff can earn serious cash
Is Britain's new generation of banks in trouble?
The best and worst of renting a home - in your view
Can you guess what these are for?
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