'When I heard I owed £1.2m, I thought it was a joke'
For decades, plumbing firm boss Murray Menzies paid into a pension scheme for his workers at a time when it was not compulsory.
But a series of complex changes to the law mean the 71-year-old is now being pursued for a huge "pension debt" to cover a shortfall in the fund he used.
It all began with a phone call from the man at the pension fund.
Full story: 'Being a good guy boss left me £1.2m in debt'