Personal debt: 'I was up to my neck in it'
Dan Kiley is from Stafford. He became ill whilst working as a teacher, and had to leave his job.
He felt he'd always been careful with his money and kept on top of things. But under these new circumstances he was shocked how quickly things spiralled out of control.
As new research shows that personal debt in the UK is more than £180bn, Stephanie McGovern hears Dan Kiley's story.