Who gained from five years of record low interest rates?

After five years of the Bank of England holding its base rate at a historic low of 0.5%, you could assume that borrowers have benefited while savers lost out.

However, as BBC business reporter Dominic Laurie reports, it is not that straightforward.

Investment expert Justin Urquhart-Stewart told him that some savers had gained by putting their money into stocks while those "who obeyed the rules" by paying off debts had missed out.

While mortgage specialist David Hollingworth said that while those on variable rates had done well, others had struggled with a lack of available loans.