Why have some people stopped saving for their pensions?
A report by the pension provider Scottish Widows suggests the number of people who are not saving anything for their retirement is growing.
Some 22% of those aged between 30 and state pension age and who earned at least £10,000 a year were not putting anything aside, Scottish Widows said.
The pension provider, which questioned 5,200 UK adults, said this figure had grown from 20% a year ago.
Pensions expert John Ralfe told BBC Radio 5 live Wake Up To Money that the picture could be even worse.
To listen to other Radio 5 live interviews, please visit the Best Bits page.
21 May 2012