Your cheque's in the post
Banking in crisis? Too many local Post Offices closing?
Gordon Brown offered a similar and highly attractive response in his Labour conference speech: get the Post Office network to provide bank services.
It's such a smart idea that the Post Office has already thought of it, and offers a range of savings and mortgage products. Bosses have announced it's looking at offering a current account as well.
The catch is that it's being offered through the Bank of Ireland, in a deal hatched in the pre-crisis days when Irish banking was riding high.
So would this be building up an Irish bank to bolster a Great British postal institution?
And at the expense of the British banks still struggling to get back onto their feet, only propped up for now by the UK Government?
That would be a strange outcome from the current contradictions in banking policy, to add to the "be more prudent, but lend more freely" mantra.
The Chancellor, Alistair Darling, has talked about proactively encouraging more competition into British banking, and the Bank of Ireland could be his way of achieving that.
Yet on the contrary, Stephen Hester, chief executive of the Royal Bank of Scotland, was telling a banking seminar in London on Tuesday that he foresees consolidation in the sector and fewer competitors.