Is the price of insurance too high?
Millions of parents are said to be breaking the law in order to save money on car insurance for their children. Should the cost of insurance be reduced?
Parents are claiming to be the main drivers on the policy, when in fact it is one of their children who is the main driver, or owner of the car. The practice, known as fronting, potentially offers large savings but could lead to prosecution.
Research by Co-operative Insurance found that 41% of parents are fronting policies at the moment. They said hard times may be forcing parents to try and save money on insurance but warned that if they do so illegally, the ultimate price could be prosecution.
Have you ever fronted an insurance policy for your child? Did you know it was illegal? Is the cost of insurance fair for young drivers? Should insurance costs reflect age, gender, occupation or other factors?
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