Chancellors for the day slash welfare
Even a casual glance at how the government spends our taxes leaves one thing very clear: Welfare and benefits are very expensive.
For every four pounds the taxman takes from us, more than a pound is spent on welfare. The state pension, housing benefit, incapacity benefit and unemployment benefit all, of course, come with a bill.
In Gordon Brown's backyard here in Lochore in Fife, the word 'benefits' gets people going.
Some are dependent on them, others are infuriated by them. One man jabbed his fingers towards a neighbour's front door saying they were scrougers.
For Day 4 of 5 live Drives Down the Deficit, we assembled a panel of Scottish would-be chancellors in the Lochore Miners Welfare Social Club. Caron has worked for 15 years in the voluntary sector. Gary is married with four grown up kids and is a fireman. And John is the Minister at Lochgelly Baptist Church.
Our team of Treasury wannabes decided those in the highest tax band wouldn't get child benefit. Free bus passes for pensioners would only be given to people who don't have a car. The Winter Fuel Payment for the elderly would only be given to the poorest half of society. But, biggest of all in terms of savings, the state pension would be given in stages depending on wealth. Yes, it could be administratively complicated, but there would be potential for massive savings.
So how much did our trio save, very, very roughly? Perhaps up to £24bn. Opinion polls suggest people are most inclined to say savings should come from the welfare bill, and broadly, our panel in Fife agreed.
Hear our deficit reports in Drive (up to seven days after broadcast)
On Friday, we'll be heading to Nottingham to look at tax. How about a tax on text messages?