Reforms to address want

National Insurance Act 1946

The successes of this were:

  • it provided financial protection in the event of unemployment and sickness - workers received 26 shillings a week or 42 shillings for married men
  • the elderly received pensions
  • financial assistance with funeral arrangements was provided
  • it established standardised minimal living conditions for the employed

The limitations of this were:

  • a large number of officials were needed to operate the scheme
  • it did not provide for those members of society who were not in work and had not made contributions

Industrial Injuries Act 1946

The successes of this were:

  • it provided financial relief for those who were temporarily absent from work, due to injury
  • it also provided financial relief for those absent long-term

The limitations of this were:

  • compensation was paid by the Government not employers - this meant that the Government footed the bill for injuries at work

National Assistance Act 1948

The successes of this were:

  • it provided financial assistance for the unemployed or those who had not paid enough contributions into the National Insurance scheme
  • it provided for the elderly who had not been paying into the National Insurance scheme during their lives
  • it established standardised minimal living conditions for the unemployed

The limitations of this were:

  • it was means-tested - the financial assistance received depended on the amount of money/valuables a family/individual possessed.
  • many of the elderly were reluctant to apply for assistance, believing there was a stigma attached to it