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COMING UP ON YOU & YOURS
Next week we’ll be talking technology with the President of the Royal Academy of Engineering, Lord Alec Broers, who’s giving this year’s Reith lectures. It’s part of a special series which will include a survey of your views and a vote on the most significant technological innovation of the last two hundred years. If you have any questions or comments you would like to put to Lord Broers on the growth of technology and its implications for us as consumers get in touch.

Give us your views on either topic by calling us on 0800 044 044 or emailing us 
Please leave contact details so we can get back to you.
Monday 13 December

Listen again to You and Yours Listen to You and Yours for Monday 13 December

TODAY: The rising tide of charging at the ATM. What the Freedom of Information Act will mean for the consumer. And 'Thought for the Day' - courtesy of the London Underground.

0870 update
OFCOM recently described 0870 telephone numbers as 'premium rate' in all but name. You & Yours has since discovered that the Government advises its own civil servants not to use the numbers. So why do so many Government departments continue to use them?
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Premium Rate
Premium rate services regulator ICSTIS is to get greater powers to help tackle those in the industry who deliberately set out to rip off consumers. Richard Sullivan from ICSTIS gives details of the new measures.
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Cash machine charges
The Treasury Select Committee meets next Tuesday to examine the principle of charging at ATMs. While banks and building societies often provide machines customers can use for free, the number of independent machines that do charge is rising fast. Jon Douglas investigates.
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Gambling
Plans to allow Las Vegas-style gambling in the UK have raised concerns that the numbers of problem gamblers could soar. Mark Handscomb hears from a reformed gambler whose problems began while still at school.
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Underground thinkers
Two London Underground workers at Oval station in south London were so fed up of posting signal failures and engineering works on the whiteboard that they decided instead to pen a Thought for the Day. Francesca Panetta went to meet the two leading underground thinkers.
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Freedom of Information
On 1st January the Freedom of Information Act comes into force in England, Wales and Northern Ireland, while a similar act launches in Scotland. Around 115,000 public authorities - from dental practices and parish councils to central government - will be subject to the Act. Baroness Ashton, Information and Rights Minister, Phil Boyd, Assistant Commissioner at the Information Commissioner's Office, Kelly Mannix, Corporate Records Officer at Southwark Council and Maurice Frankel, Director of the Campaign for Freedom of Information discuss how the new act will affect consumers. 
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Absenteeism
A ministerial taskforce has proposed to stop pay for public sector workers who take more than five days off without a doctor's note. Employers have taken similar steps, but now some firms are choosing to employ private companies to reduce absenteeism for them. Emma Garrett, a nurse at Active Health Partners and David Kearns, MD of Expert Investigations discuss their methods for tackling the problem.
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PRESENTER BIOGRAPHIES

Liz BarclayLiz Barclay:
Liz Barclay has presented You and Yours since 1998 ...more info

Winifred RobinsonWinifred Robinson:
Winifred Robinson joined the You and Yours team in 2001 ...more info

John WaiteJohn Waite:
John Waite has presented You and Yours and Face the Facts since 1986 ...more info

Peter WhitePeter White:
Since 1995 Peter White has been the BBC's Disability Affairs Correspondent ...more info
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