Lloyds bank, the UK's largest lender becomes the first lender to try to slow down rising house prices. The US coastguard have resumed their search for the missing British yachtsmen in the Atlantic Ocean. We hear from a man who spent 76 days alone in a life raft, waiting to be rescued. The author, actor, comedian, writer, musician and co-creator of the Fast Show Charlie Higson on the 20th Anniversary Special of one of the most popular sketch shows. Plus, our midnight guest Tom Chessewright answers questions on technology.