Autumn statement; landmark shake-up for investors; plastic rights and wrongs

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Paul Lewis and guests discuss the implications of the autumn statement. Benefits expert Lee Healey from Income Max and pensions guru Tom McPhail will answer your questions.

Financial advice has never been free but it has not always been clear how advisers are paid. That situation will change from the start of 2013 when the long awaited retail distribution review changes are implemented. But how will the changes affect investors and financial advisors.

Paying by credit card often attracts a surcharge but consumers are left safe in the knowledge that if things go wrong any goods or services costing more than £100 are covered by Section 75 of the Consumer Credit Act. But banks now operate a service called Chargeback if you pay for the same items by debit card. So what is Chargeback? Is it as comprehensive as Section 75? And if it is, why pay a surcharge when paying by credit card? James Daley from Which will reveal all.

Producer: Ben Carter
Editor: Richard Vadon.

Available now

30 minutes

Last on

Sun 9 Dec 2012 21:00

Tax and Self-Assessment: Call us on 03700 100 444 from 1pm to 3.30pm on Wednesday 7 January 2015.

Tax and Self-Assessment: Call us on 03700 100 444 from 1pm to 3.30pm on Wednesday 7 January 2015.

Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk

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