Broadcasts
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BBC Radio ScotlandTue 2 Oct 2012 08:50 BBC Radio Scotland
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BBC Radio ScotlandTue 2 Oct 2012 10:00 BBC Radio Scotland Highlands and Islands only
BBC News Scotland
Get the latest Scottish news from BBC Scotland.
LISTEN 
Robbie Shepherd has a session from Steven Carcary and his band.
Tue 2 Oct 2012 10:00 BBC Radio Scotland Highlands and Islands only
A radical reform of UK workplace pensions is under way but the overall effect on savings remains unclear, economists have said.
Automatic enrolment into a workplace pension, which started for some this week, will affect millions of people.
The aim is to ensure that low and middle earners are provided with an addition to the state pension.
However, the Institute for Fiscal Studies says some who might have saved more may stick to the minimum level.
Kaye asks if you think the new workplace pensions will encourage more people to save.
Call 0500 92 95 00, text 80295, email callkaye@bbc.co.uk.
BBC Radio ScotlandTue 2 Oct 2012 08:50 BBC Radio Scotland
BBC Radio ScotlandTue 2 Oct 2012 10:00 BBC Radio Scotland Highlands and Islands only
Get the latest Scottish news from BBC Scotland.
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