Budget Call: The 50p tax rate is cut, personal tax allowances are increased, but pensioners will lose out after their tax-free income is frozen. There are changes to Child Benefit, cigarettes and beer will cost more and fuel will rise by 3p a litre from August as previously announced. So how will Budget 2012 affect you and your family? Will you be better or worse off? Paul Lewis and a panel of experts will be here to answer your questions. Email email@example.com or call 03 700 100 444. Lines open at 1030am.