The Housing Minister Grant Shapps is holding a summit with the Banks to help improve conditions for first time buyers who can't get a foot on the housing ladder. But at a time when less people are buying, more people are losing jobs and credit is hard to get, it is time we stopped our obsession with buying homes? Is property no longer the key to wealth? Or do you think we should all be able to own our homes?
We want to hear from you if you are buying, selling or renting. Do you think we need a radical re-think in the way we live or is the market is fine as it is?
You can email the programme at bbc.co.uk/radio4/youandyours and don't forget to leave your number.