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11 November 2009
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You are in : LEGAL AND FINANCIAL

SMALL CLAIMS COURT

The Small Claims Court is a low-cost, quick and informal way of settling disputes where the value is less than £2,000. According to research carried out for the Consumer Association, 7 in every 8 people who start a claim will complete their case, and of those who win, 4 in every 5 get their money. That’s 1 in 5 who doesn’t!

What are Small Claims Courts?
What to think about before you go to the Small Claims Court
What sort of claims can be dealt with?
Where can I get advice?
How do I make a claim?
What happens then?
What happens if I settle my claim with the respondent?
What happens if my claim is disputed?
What happens if my claim is not disputed?

Do I have to go to the hearing?


What are Small Claims Courts?

Small Claims Courts are designed to allow certain types of small claims to be decided informally in the county court, usually without the need for a solicitor or barrister. These claims are decided by a District Judge. The method of dealing with the case is known as arbitration; the person making the claim is called the applicant; and the person against whom the claim is made is called the respondent.


What to think about before you go to the Small Claims Court

Think about the suitability of your case
Can I settle out of court?
Will I get my money if I win?
Should I seek help?
How much will it cost me?


Before you begin a claim, the Enforcement of Judgements Office (EJO) can make a search against a possible debtor for a small fee. This will show whether the respondent already owes any money to other people. You can then use this information to help you decide whether to issue your small claim.

Send a final letter to your opponent saying that you will issue a claim unless they settle within 14 days

The court will send a copy of the claim to your opponent with a reply form. Your opponent has 14 days from receiving the claim to reply and up to 28 days to file a defence. If they don’t meet this deadline, you can apply for a default judgement. If they do file a defence, the court will send you a copy. Prepare for court

At least 14 days before the hearing, each side must send each other copies of all the documents they intend to use. Make notes of what you want to say and ask, and go over them before you go to court. Remember to take all documents relating to the case with you.

Independent witnesses and reports can be vital to making a successful claim.

You can use a solicitor if you wish, though you are unlikely to have your legal fees paid, even if you win.


What sort of claims can be dealt with?

District Judges can deal with claims where the amount of money or the value of goods involved is not more than £2000. Claims can be made for debts, faulty goods, unsatisfactory workmanship or for damage to your property.

However, some types of claims are excluded from this procedure as being unsuitable and must be taken to the county court in the normal way (by way of civil bill). These are claims involving personal injuries, libel or slander, a legacy or annuity, the ownership of land, the property of a marriage and road traffic accidents.


Where can I get advice?

For free advice contact and Small Claims Court Office, Magistrates Court Office, Citizens Advice Bureau or local advice centre.


How do I make a claim?

A claim is made by getting an Application for Arbitration from your nearest...

Small Claims Court Office
Magistrates’ Court Office
Citizens’ Advice Bureau
Trading Standards OfficeLocal Advice Centre

You should complete an application form ensuring that the Respondent’s name and address are as accurate as possible and send it to any Small Claims Court Office together with the appropriate fee.

Cheques should be made payable to The Chief Clerk.


What happens then?

A court official will endorse the Application with the date, time and place of the hearing and will send a copy to you. A copy will be sent to the Respondent by recorded delivery or first class post. The original application form will be retained in the Small Claims Court Office.


What happens if I settle my claim with the Respondent?

If you settle the claim with the Respondent to your satisfaction, and wish to withdraw the application, you should notify the Small Claims Court Office immediately , in writing.

If the settlement does not include payment of the court fee and you wish to recover this amount, you should notify the Small Claims Court Office that you wish the hearing to proceed to enable you to recover the fee.


What happens if my claim is disputed?

If the Small Claims Court Office receives a notice from the Respondent disputing your claim. Or making a counter-claim against you, a copy of this notice will be sent to you. To facilitate court listing the case may be adjourned out of the original date for hearing.


What happens if my claim is not disputed?

If the Respondent admits your claim he/she should notify the relevant Small Claims Court Office accordingly by returning an Acceptance of Liability Form. If the Respondent does not reply the claim may be treated as undisputed.


Do I have to go to the hearing?

Whether your claim is disputed or undisputed you are required to attend the hearing, unless you are told by the Small Claims Court Office that your attendance is not required.
Remember to bring with you any documentary evidence which may support your claim eg. Letters, receipts, invoices, photographs.



This information was provided by the NI Court Service


RELATED LINKS

NI Court Service

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