Saving as a shopkeeper in the urban slums of Kuala Lumpur
Santhosam Palanisamy runs a small shop with his wife in an urban slum just a 30-minute drive from Kuala Lumpur.
Together they make $765 (£470) a month - not enough to live on with three children to raise.
Mr Santhosam says he lives in a rough neighbourhood where young people do not hold steady jobs and fights break out at Hindu temples.
He is working hard to send his eldest daughter to university so she can live a better life, but is struggling to save up $50,000 (£30,700) for the tuition. In the last few months Mr Santhosam has kept his shop open until three in the morning so he can earn more money.
It is a sacrifice he is willing to make, as Mr Santhosam says the opportunities in Malaysia are limited for Indians.
Despite being the third largest ethnic group in Malaysia, Indians make up less than 10 per cent of the population. Many say their concerns are often ignored by the government and they are paid less than the Malays or Chinese.