New cars: The array of finance options explained
18 October 2013 Last updated at 10:18 BST
Sales of new cars reached a five year high last month with more than 400,000 being registered in the UK.
Three-quarters of those vehicles were bought with finance - with a choice of options that can be baffling.
BBC business reporter Dominic Laurie breaks down the options - and hears that in some cases credit could actually work out cheaper.