Peer-to-peer loans: Investors urged to lend to small firms
11 November 2013 Last updated at 15:02 GMT
As companies still struggle to access credit from banks, firms in Wales are being encouraged to lend money directly to each other.
One of the UK's biggest so-called "peer-to-peer" lending companies says the Welsh government and councils could use the service to invest in small businesses.
It follows a £20m scheme by the UK government to bypass banks and get money directly to firms.
BBC Wales business correspondent Brian Meechan reports.