Floods: Homes at risk 'could become uninsurable'
27 May 2013 Last updated at 16:40 BST
Thousands of property owners who live in flood-risk areas could soon be uninsurable, the BBC's Wales Report has found.
It comes six months after a month's worth of rain fell in Denbighshire over 24 hours and almost a year after heavy flooding hit Ceredigion.
An agreement between insurance providers and the governments across the UK that means everyone can access insurance is due to end in July, and no alternative has been settled.
Helen Callaghan reports.