Scotland's referendum: What are the issues around pensions?

The issue of pensions has consistently registered as one of the key issues in the independence debate.

A BBC survey of 1,008 adults ranked it second in a list of the 10 things that mattered most - only the economy was deemed more important.

Here, we bring together the main stories, explainers and official documents covering the issue.

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Pensioners sitting on a bench
What's the current set up?

State pensions are managed by the UK government, which pays £113.10 a week for a single person and £226.20 a week for a couple. Men claim it at 65 and women at 61. By 2028 the new pension age will be 67.

Find out more....

Pensions and the referendum debate explained

What do we know about the SNP's vision?

What powers does Scotland have?

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What could change post-Yes?

In its White Paper on Scottish independence, the Scottish government said the state pension would rise to 66 in 2020 (in line with the rest of the UK) but an independent commission would advise on any changes after that. It also said - in a paper giving more detail to its plan - that it wanted a single state pension to be paid at a similar rate to the rest of the UK.

Find out more....

White Paper: Health, wellbeing and social protection

Post-Yes pension 'would be stronger'

Minister: Pensions 'secure' post-Yes

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What about private pensions?

There has been much discussion about what might happen to private pensions in the event of independence. Some in the pensions industry raise questions about how defined benefit schemes might work if Scotland broke away from the rest of the UK. However, others say expected changes to EU regulations could make it easier to run such schemes across borders.

Find out more...

'No clear plan' on Scotland pensions

Cross-border pension rules to stay

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Who is saying what, including you?

Politicians, academics, industry experts and members of the public have had much to say about the current pensions system and what might happen to it in the event of a "Yes" vote.

Find out more.....

Viewpoints: Experts on White Paper

Your questions on Scottish independence

Q&A: Your independence questions

Pension age rise 'could be delayed'

At-a-glance: The economics of independence

'No clear plan' on Scotland pensions

Governments clash over pension costs

Brown: UK 'protects' Scots' pensions

Pension age plan 'not fair on Scots'

It is estimated that the pressure for the UK government to raise the state pension age to 67 by 2027 is not as great in Scotland

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Big reading - pensions reports in full

More on This Story

Referendum issues

More Scotland politics stories

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Scotland Live

  1.  
    Travel round-up 08:11:

    If you are coming to Glasgow by train, Central, Argyle Street, Queen Street, Exhibition Centre and Mount Florida stations are all going to be extremely busy.

    And don't forget it takes about 15 minutes - probably longer given the crowds - to walk to Hampden from the Battlefield area where the railway station is.

    You can also get to the athletics at Hampden by shuttle bus from Shield Road subway station and Buchanan Bus Station, or take the scheduled services 4, 5, 6 or 7.

    Cathkin Braes Country Park is hosting the mountain biking competition from this afternoon, with shuttle buses dropping off and picking up on the south-bound Carmunnock Road where one lane will be closed. Factor in about 40 minutes or so to get to the spectator plaza.

    Drivers on the M8, M77 and M74 should also expect very busy morning and afternoon peaks with J15 and J19 on the M8, the M8/M74 interchange and M74 at J1A expected to be particularly busy.

     
  2.  
    08:06: Via Twitter BBC Breakfast

    tweets: Lord Smith of Kelvin tells us #glasgow2014 will arrange compensation for people who missed CWG events due to travel problems. Apply online.

     
  3.  
    Anything you can do, I can do better 08:00:

    Yesterday on Scotland Live, we enjoyed a 41-shot rally in the table tennis tournament at Glasgow 2014 between Nigeria's Segun Toriola and Singapore's Ning Gao.

    The badminton stars went one better - well, 18 better in fact.

    Mixed team final between Malaysia and England in badminton at Glasgow 2014

    Enjoy this 59-shot rally at the mixed team final between Malaysia and England.

     
  4.  
    Royal seal of approval 07:47:

    The Duke and Duchess of Cambridge and Prince Harry were among the spectators enjoying the action in Glasgow yesterday.

    Prince Harry, Duke and Duchess of Cambridge

    The Royal trio were spotted at various venues in the city including the Hydro, Tollcross Pool and the National Hockey Centre at Glasgow Green.

     
  5.  
    Bring it on 07:37: Via Twitter Team Scotland

    tweets: 13 Gold. 8 Silver. 12 Bronze. Bring on Day 6! #GoScotland

     
  6.  
    Medal table 07:32:

    Scotland are still in third place in the Commonwealth Games medal table following yesterday's successes.

    Australia lead the way, with England in second.

    Medal table, July 28

    Wales are now in 8th, with Northern Ireland (16th) and Isle of Man (17th) also tasting success.

     
  7.  
    Last night at the Games 07:22: Graham Fraser BBC Scotland

    Last night, Libby Clegg experienced the Hampden roar with a gold medal in the T12 100m final.

    Her success meant Scotland has equalled its best total medal haul at any Commonwealth Games ever, with 33 medals.

    Libby Clegg wins gold at Glasgow 2014

    Earlier, Team Scotland set a new national record for Commonwealth gold medals following lawn bowls success for Alex Marshall and Paul Foster. That win in the men's pairs event took them to the 12-gold mark, surpassing the tally at Melbourne in 2006.

    So today could be a very special day for Team Scotland. Any more medal success, of any colour, for the men and women in blue and white will make Glasgow 2014 that extra bit special for everyone in the team.

     
  8.  
    Coming up... 07:17: BBC Radio Scotland

    Following a fantastic night of athletics at Hampden, Scotland's gold-winning para sprinter Libby Clegg will be chatting with Gary Robertson on Good Morning Scotland just after 08:00.

    Libby, who is visually impaired, took the gold with guide runner Mikail Huggins in the T11/12 100m in 12.20 seconds.

    You can listen live here.

     
  9.  
    Weather outlook 07:00: Christopher Blanchett BBC Weather presenter

    It'll be a cloudy start for most, with any early sunshine confined to the east coast. Through the morning this brighter weather fades as cloud rolls in from the west. There'll be some very light outbreaks of rain or drizzle initially for the spine of Scotland and further west - but most will have a dry and cloudy morning.

    Through the day it improves, brightening up with sunny spells developing across central and eastern Scotland, though always staying that bit more cloudy for western parts with showers on the west coast and through the Hebrides.

    A brisk westerly breeze adding to a fresher feel compared with yesterday. Highs of 18C in the west and 21C in the east under sunnier skies.

    For a full forecast go to the BBC Weather website.

     
  10.  
    Latest updates
  11.  
    Welcome 06:52: Marianne Taylor BBC Scotland news

    Good morning and welcome to BBC Scotland Live, your minute-by-minute guide to all the latest action and atmosphere from day six of the Glasgow 2014 Commonwealth Games.

    We will, of course, also be bringing you the latest news, sport, weather and travel from across the country.

    Keep in touch with all your comments and pictures throughout the the day - you can tweet us using #ScotlandLive, email us here or text using 80295.

     

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