Concerns over payday loans and debt


One more payday to go before Christmas and there is concern more people are getting into cycles of debt with payday loans - short term, unsecured amounts borrowed at a high rate of interest whether you get a wage or not.

Citizens Advice Scotland have released some interim figures for a new report which suggests the vast majority of people they see with payday loan problems are in work.

Backed up by other research, the claim is that people are using them for essentials, not luxuries.

Andrew Kerr reports.

Copyright © 2015 BBC. The BBC is not responsible for the content of external sites. Read more.

This page is best viewed in an up-to-date web browser with style sheets (CSS) enabled. While you will be able to view the content of this page in your current browser, you will not be able to get the full visual experience. Please consider upgrading your browser software or enabling style sheets (CSS) if you are able to do so.