Pensions are for young people too - Margaret de Valois
5 June 2013 Last updated at 10:01 BST
A comfortable retirement is by no means guaranteed unless people start to save more at an earlier age, pensions specialist Margaret de Valois has advised.
She said everyone needed to save from day one of their working life, in her film offering advice to those who probably have given little thought to their retirement.
She was a guest on Wednesday's Daily Politics and debated with Conservative chairman Grant Shapps and Labour MP Margaret Curran. The full programme, including that debate, will be on BBC iPlayer for seven days.
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