Tenbury zero-interest loan scheme expands
21 April 2014 Last updated at 14:21 BST
A charity in Worcestershire that offers zero-interest loans to people who are struggling financially has expanded into Shropshire.
Tenbury Wells NILS has opened a branch in Ludlow.
The scheme provides an alternative to payday lenders or loan sharks for local people who cannot get credit elsewhere.
BBC Midlands Today's Nadine Towell went to meet a married couple who call the project a "lifeline".