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'Problem debt' affecting more than one million families

8 May 2014 Last updated at 13:41 BST

More than a million families are struggling with "problem debt" meaning they are behind with at least one bill or credit commitment, according to a report by the Children's Society and StepChange debt charity.

On average, these households owe almost £3,500 and are taking out loans to pay for basics such as food and heating.

Michael Buchanan reports.