Profits made from credit card customers who only make minimum monthly repayments means firms are doing little to address persistent debts, the City regulator says.
NatWest and parent company RBS have become the first UK banks to warn they may have to charge businesses to accept deposits due to low interest rates.
Punishment of banks that break the rules may be better served by a new enforcer in the light of failures surrounding the HBOS collapse, MPs say.
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