15 September 2014 Last updated at 09:55

What is a collective pension scheme?windmill and bulb field

The government is legislating for new "collective" pension schemes. How do they work, and can they really promise a better pension?

People playing bowlsA longer wait for the state pension

Changes to the state pension means a delay for many

Money in pensioner's handIs this the end for annuities

What now for retirement income?


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