'Significant regional variations' in house prices
2 October 2012 Last updated at 10:09 BST
House prices will stay flat or drop slightly over the next year despite a gradual recovery in the UK economy, a lender has predicted.
The Nationwide has suggested that the Bank of England's new Funding for Lending scheme, aimed at boosting credit, could support the market.
Nationwide chief economist Robert Gardner told BBC News that there was significant variations in house price falls across the country.