Ask the expert: Young people and pensions

Tom McPhail

Are you confused about how to start saving for a pension? Are you worried about being left poor in old age?

The financial decisions we take early in our working lives can have a significant effect on our income when we are older.

At least seven million people are not saving enough to earn the pension income they want or expect in later life, according to a government report on the issue.

Are there any questions you would like to ask, but have always felt they seemed too basic?

Tom McPhail, head of pensions research at Hargreaves Lansdown, will answer your questions - however simple - about saving for a pension.

Thank you for your questions. A selection of your questions and Tom McPhail's answers will be published here shortly.

More Business stories

RSS

Features

  • Atletico's Diego Godin celebrates his goal with teammate David VillaWeek in pictures

    Selection of the best news photographs from around the world


  • Susanne du ToitTop 10 Tips

    Portrait painter Susanne du Toit on being an artist


  • StampsPost Independence

    Will stamps get cheaper if Scots go it alone?


  • Rhea10 things

    Rhea birds can be extremely dangerous, plus other factlets


  • Plane at Shannon airportShannon's call

    The airport that hosted a roll-call of presidents


BBC © 2014 The BBC is not responsible for the content of external sites. Read more.

This page is best viewed in an up-to-date web browser with style sheets (CSS) enabled. While you will be able to view the content of this page in your current browser, you will not be able to get the full visual experience. Please consider upgrading your browser software or enabling style sheets (CSS) if you are able to do so.