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Temporary workers 'ripped off' on insurance

The selling of accident insurance to temporary workers is widespread, despite the fact they are already covered by their employers' insurance, the BBC has found.

The Financial Conduct Agency said it would examine the information provided by the Today programme.

"Only firms that are authorised by the FCA should be doing regulated business. Selling or arranging insurance is a regulated activity," Simon Green, the FCA's head of general insurance and protection, said.

Sarah Veale, policy director at the TUC, told Today business presenter Simon Jack that the duplication of insurance was "absolutely unnecessary".

"It's a rip off," she said.

But Kevin Green, chief executive of the Recruitment and Employment Confederation, the organisation that represents the industry, said that the members were "not selling insurance, they are giving people the opportunity to take insurance up".

"They are explicitly clear that they don't sell this activity," he insisted.

First broadcast on BBC Radio 4's Today programme on Thursday 26 September 2013.