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Money Box - Autumn statement; landmark shake-up for investors; plastic rights and wrongs

Paul Lewis and guests put the Autumn Statement under the microscope, plus financial advice shake-up, fees vs commission and is it safer to buy on a credit or a debit card?

Paul Lewis and guests discuss the implications of the autumn statement. Benefits expert Lee Healey from Income Max and pensions guru Tom McPhail will answer your questions.

Financial advice has never been free but it has not always been clear how advisers are paid. That situation will change from the start of 2013 when the long awaited retail distribution review changes are implemented. But how will the changes affect investors and financial advisors.

Paying by credit card often attracts a surcharge but consumers are left safe in the knowledge that if things go wrong any goods or services costing more than £100 are covered by Section 75 of the Consumer Credit Act. But banks now operate a service called Chargeback if you pay for the same items by debit card. So what is Chargeback? Is it as comprehensive as Section 75? And if it is, why pay a surcharge when paying by credit card? James Daley from Which will reveal all.

Producer: Ben Carter Editor: Richard Vadon.

  • Broadcast on BBC Radio 4, 9:00PM Sun, 9 Dec 2012
  • Available until 12:00AM Thu, 1 Jan 2099
  • First broadcast BBC Radio 4, 12:00PM Sat, 8 Dec 2012
  • Categories
  • Duration 30 minutes

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