With the average house price in Cumbria now sitting at £111,647 while the average Cumbrian wage is only £13,481*. More and more people are having to look for alternatives to buying their own house.
Note *Cumbria County Council survey 1998

Average house prices in Cumbria
Like most things house prices vary on where you are, what you want and the demand for the property, but here's a quick rundown of the average house price in Cumbria, by local authority.

1. South Lakeland - £172,933
2. Eden - £146,251
3. Allerdale - £106,077
4. Carlisle - £101,446
5. Copeland - £85,226
6. Barrow - £60,474

Affordable housing from iCan
This will guide you through the different types of affordable housing schemes. These include:

1. Council housing »
   If you are looking for council accommodation you need to go to your local authority housing advice centre. Once they have assessed your eligibility you will be put onto their housing register or waiting list.
2. Registered social landlords »
   There are many registered social landlords providing a range of accommodation. Some provide housing for certain types of people, for example single parents or disabled people.
   
3. Rent deposit guarantee schemes »
   Some local authorities, registered social landlords and charities offer loans to pay a deposit of a month’s rent on a private flat. Most schemes operate by lending the rent in advance, which is then paid back by you.
4. Schemes to buy property »
   The “Right to Buy” scheme operates in England and Wales; it enables council tenants to buy their own council homes at a discount.
   Some local authorities may give cash to tenants to allow them to buy a home in the private sector, leaving their public sector accommodation empty for the local authority to house people on the waiting list.
5. Schemes for young people »
   Foyers are hostels for young people aged 16 to 25 with facilities to help them find permanent work. They offer accommodation for up to 18 months in a supportive environment.
6. Schemes for key workers »
   In some areas, particularly where house prices are high, certain types of workers have been given access to funds to help them buy homes. These workers have been identified as “key workers” who are essential for the area’s infrastructure.
7. Shared Ownership »
   Shared ownership is intended to help you if you cannot afford to buy a suitable home in any other way. You pay a mortgage on an agreed percentage and then pay rent to the local authority/housing association for the rest.
8. Homebuy »
   Homebuy is a scheme for people on the lower to middle income groups: those who earn too much to be on local authority waiting lists, but too little to buy without help.

Comments

Dr Rupert Van Steelburgh
Mrs. els nieuwkerk-dorrestijn i would say to you to move to Barrow-In-Furness Cumbria as there is a lot of investment at the moment and house prices are set to rocket in 2008-09.

The form - Add your comments to our pages...