Spend or save?
Gordon Brown says spend, David Cameron says save. The government says it's going to continue to put money into the economy - whilst the Conservative leader says he wants to make the country "richer and happier" and wants income tax on savings for basic rate taxpayers scrapped and an increase in the tax allowance for pensioners. Who's right? Maybe it's Nick Clegg the Liberal Democrat leader says "cutting savings tax will mean someone saving £100 will get only an extra 40p a year".
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Until the government shows a determination to crack down on profiteering corporations people will not have the confidence to go out and spend their hard earned cash. Yesterday I checked my direct debits. Amongst these are NPower utilities gas and electric. I noticed that my direct debit for electricity had increased from £67 (already and increase) to £113. When I rand Npower customer service the man at the end of the phone said let me check. Yes he said actually your dd should have been £78 not £113. Also you are £185 in credit and you have only used £125 worth of electricity since November. I don't blam the chap at the end of the phone line but clearly these companies will try and get away with whatever they can. I am sure NPower is not alone. In America the executives pursuing these policies would be rigourously rooted out and if found guilty of criminal profiteering jailed for long periods of time. Get Gordon Brown to sort these executives out then we might listen to him.
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Victoria:
I say SAVE any and all your money; Only purchased the necessary things in life......
~Dennis Junior~
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Oh what a deep, deep hole the Laird of Westminster has dug for this sceptred isle. What is that well-worn quote concerning "statistics and damn lies?"
UKPC is a business, no, more than that, it's a home - and the family budget should be controlled like any other financially sound concern.
However, somebody (who shall remain nameless, but for the sake of clarity we'll call Labour) has been over-enthusiastic with the credit card and therefore a period of serious austerity is needed to re-address the situation.
If my nearest and dearest suggested that the best way to pay the credit card bill was to borrow from another source I would immediately be making mental plans for the inevitable repossession of the house and consequential divorce ... so maybe that is the answer.
It's time to go home laddie ... those green hills beckon.
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