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Simon_Ward

Listed below are comments made by Simon_Ward between Monday, 18th August 2008 and Monday, 23rd February 2009.

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Rock revival 11:25am on 23 Feb 2009 So 100% mortgages are now automatically bad, eh?

I bought my house in 1997 with a 100% mortgage and had to fight like a lion to get it because the value was just over 3.5x my earnings at the time - in fact it's fair to say that I was given the third degree before the bank finally agreed to the loan, and even then I had to provide proof that I was able to pay *and* guarantors. Since then, I haven't missed a single payment despite being unemployed for a few months in 2006. Even now, my total mortgage commitment is comfortably under 3x my current salary.

Maybe I should have waited a few months and had the bank firehosing money at me instead? Maybe I should have, then people would be falling over themselves to help me.

Undoubtedly 100% mortgages have their place, just not at the bloody stupid income multiples that we've become used to. Outlawing them will no doubt give Crash Gordon a warm, fuzzy feeling inside.
Blubbing bankers 1:26pm on 29 Jan 2009 Blubbing bankers, eh?
Somewhere in the Pacific you'll find a very small island - that's where the people who care live.

As you reap, so you shall show etc. Unfortunately it's the little people who end up taking it in the shorts.

Lock the lot of 'em up in a PMITA prison for malfeasance or whatever, then they'll *really* have something to blub about.
Bank of England: wrong and powerless 12:54pm on 22 Dec 2008 Reading through all these 'admissions', I'm reminded of a quote from the film "Serenity":

"You know, in certain older civilized cultures, when men failed as entirely as you have, they would throw themselves on their swords."

Fat chance of that happening - we'd probably have to import the swords anyway.
Woolworth into administration 11:35pm on 26 Nov 2008 #5:

"Woolies, sorry to see you go. MFI the same. Who's next?"

DSGi?
Another fine example of an organisation that has failed miserably to cope with increasing (and much, much cheaper) competition.
Crunch: A new phase 6:12pm on 13 Nov 2008 "But now it seems to be 'no one has saved...poor fools....."

Can you blame them? I've just received a message from my bank, HSBC, that they've passed on the full 1.5% rate cut on to their savers. Some incentive, that ...

The Bank Of Mattress is seeming more of a viable proposition than ever.
Hedge funds and VW: what a pile up! 11:24am on 29 Oct 2008 Haaahahaha! Hahaha! Ha Ha!

That is all.
Life change for Kelly 09:27am on 24 Sep 2008 "Leaving for family reasons" - good set of political weasel words there. What's the *real* reason, then?

Tata Ruth, don't let the door hit you on the backside as you leave.
Google - is the love fading? 12:43pm on 05 Sep 2008 I might have a bit more time for them if they actually released a product properly, rather than slapping a 'beta' tag on it an leaving it at that.

I'd be more inclined to take notice of them if they launched a creditable alternative to (fe)eBay.
Express your inner Geek 12:27pm on 20 Aug 2008 "An ASCII drawing of the Mona-Lisa."

Surely you mean a 132-column ASCII 'Snoopy' calendar for 1969? ;-)
Express your inner Geek 12:16pm on 18 Aug 2008 #6: Roy has worn a couple of ThinkGeek T-shirts, but most of his wardrobe appears to come from jinx.com (their designs are better, IMO)

I don't recall ever seeing a coffee machine - no self-respecting geeks would go without some kind of caffeine-delivery system. For added spice, it should be some clapped out old thing which has had network connectivity hacked onto it by Moss :-) Said coffee machine should be standing on an old PDP-11 or VAX mainbox.

#31: I like the idea of Moss having some kind of uber-modded PC on his desk - he also needs a copy of 'The Camel Book' to go with the Perl camel he has on the wall behind him (and will offset the shame of the C# book plainly visible in some eps :-) ). Also, real geeks use IBM Model-M keyboards!

A couple of old 'dumb' terminals would look cool too - either DEC VT220s or old VIPs. Definitely need more Star Trek/Buffy/Firefly ephemera too, as well as an opte.org style map of the internet to go with their 802.11 protocol map.

Last, but by no means least, they need a couple of Tux or BSD daemon plushies lying around :-)

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