"I'm sorry the iceberg was there"
Perhaps the song now needs to be rewritten. Sorry does not, after all, seem to be the hardest word.
Not, that is, if you're one of those billed as the "guilty men" of British banking facing trial by Select Committee.
They had their apologies scripted and ready.
However, the question was left hanging: "what are they sorry for?" For the consequences of banks' failures for shareholders, staff and customers certainly. What was much less clear, however, is that they accepted personal responsibility for causing those consequences.
This felt more like the captain of the Titanic saying "I'm sorry the iceberg was there" and less like "Sorry I steered the ship into the iceberg and promised you that it couldn't sink".
The point of these hearings is not, of course, merely to extract apologies but to learn lessons for the future. The MPs on the committee did not feel they'd learned enough.
Those who blame them should ponder how easy, say, John Humphrys, Radio 4's inquisitor in chief, would find it to interview four people at once while sharing the job with 13 of his colleagues.
Tomorrow, the committee will try to get to grips with those who are now running the banks.
It may well turn out that "the hardest word" for a banker is not sorry but "no" - as in "no, we won't be paying any bonuses".