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• 1. At 08:45am on 07 Aug 2009, fortrosian wrote:

  You should have asked Bobbie to clarify his comment about people's mortgages being at risk because they have an ex con in the house. I can see how having a burglar staying with you could invalidate your contents insurance, but not how your buildings cover could be compromised. Unless you take in an arsonist, maybe?? Maybe you should get an insurer on to explain. And what would happen if you genuinely didn't know the facts about their past? If your insurance gets invalidated because someone lies to you, there will be lots of people up creeks, without paddles!!

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• 2. At 09:15am on 07 Aug 2009, zeldalicious wrote:

  Some people live quite happily with their families criminality and enjoy the lifestyle it can bring. Others obviously don't. It's a daft question.

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• 3. At 09:30am on 07 Aug 2009, cissac96 wrote:

  Many years ago I represented a young man who killed an old lady. He was convicted of manslaughter and was sentenced to a term of imprisonment. On release he settled down,got work, married and had children but the family were never allowed to forget it. The children were bullied at school and taunted as being the kids of a murderer.His wife knew what she was taking on but the children were not born when the act was done and had no choice.

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• 4. At 09:43am on 07 Aug 2009, politeollie wrote:

  The government are so set on letting prisoners out early on tag, which obviously helps them by reducing the cost of keeping that person behind bars. Which I was told could be as much as £1k per week. However, when they are released, they have to have an address to go to, which is visited by the probation service to check suitability. But what they do not tell you is that there will be no finacial help at all for having an extra mouth to feed, as well as the expense of another person in the house. If that house is owned by a family member. (even if it is not there mother, wife or child) The hidden costs are also the building and content insurance gets completely cancelled due to a person with a criminal record is living at the address. It has been said that just don't tell the insurance company, but then that puts the 'good samaritan' helping out the reformed criminal in the category of trying to con the insurance should something happen during that time. How a person with a criminal record makes a difference to the water tank bursting, or the ceiling falling in they could not say, only it was insurance policy not to insure a house with someone who has a criminal record.

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• 5. At 11:08am on 07 Aug 2009, ziplewis wrote:

  It was an interesting debate
  
  For me, the most significant point was made by the woman from Scotland who worked for the organisation that supports the families of prisoners....she stated that in her experience the widely held view of the 'criminal family' was exceptional and in many cases the family members of criminals faced a degree of hardship. Her point of view was backed up a number of callers: the woman who was married to the man who hit a child, the man who whose father-in-law was a career burglar and who was violent towards family members. Furthermore Victoria Derbyshire interviewed a woman yesterday who had handed her sons into the police and had experienced a degree of hardship.
  
  I've got very little sympathy for the families of career criminals. However, I believe that some families should be regarded as victims of crime and have their voice listened to
  
  

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• 6. At 1:20pm on 07 Aug 2009, reformedoffender wrote:

  In reply to fortrosian:-
  
  You make absolute sense. Unfortunately, the way insurance works does not. Unspent convictions are 'material facts' irrespective of whether its for arson, fraud, shoplifting, assault, illegal music downloads, cannabis possession or anything else.
  
  If you want clarification I suggest you check out the website for Bobby Cummines' charity, UNLOCK. They've published information and advice about it and help households where there is a conviction to get insurance. I don't know if I'm allowed to post the link here but a quick internet search will do the job.
  
  

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• 7. At 3:04pm on 07 Aug 2009, genieidontbelieveit wrote:

  I have never heard such drivel. Criminals families are their support network and in general facilitate their activities ,very rarely refusing to profit from the gains made from the misery and misfortune their family member visit upon the decent hardworking people of this country. This starts when the child is starting out and the mothers reply is "My boy wouldn't do that" continuing on to "My boy was in the house at the time" when mum can no longer kid herself that he isn't responsible for what he is accused of.

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• 8. At 00:53am on 08 Aug 2009, Cormac152 wrote:

  That is one of the most enraging things i have ever heard. I know that you can't tar everyone with the same brush but to say the families of criminals are real victims is madness. I think this is a case of real common sense and not even worth a debate. If you are to commit a crime against a person no matter how big or small they are the victim. If the result is that the offenders family recieve a hard time then the person that bought that to them is the only one that can be blamed.

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