1Xtra's Rewind

On Air Now 04:00 – 07:00

Last updated: Wednesday 16 Apr 2008
1XTRA NEWS: THE REAL TALK OF THE STREETS
Driving without papers
Car dashboard
Have you ever driven without insurance? There are two million UK drivers who don't have insurance.
1Xtra travels to West Gorton in Manchester where one in three are driving without the correct papers.

Uninsured motorists cost the honest driver around £400m a year and there's the human cost too with 150 people dying every year.

The fine for being caught can be as little as £200 - much cheaper than getting a policy. But is it worth the risk?
Have you ever driven without insurance? Or have you been in an accident with an uninsured driver? Are the penalties for uninsured drivers not enough of a deterrent? Tell us your stories...

Amy
My car was hit by an uninsured driver over a year ago 2 months ago she finally admitted liability after ignoring letters from my insurance company,bailiffs and court letters for nearly a year- she was ordered to pay £20 a month for the next four years to pay back the £2k worth of damage she did - as a result of this i will not be recieving my excess of £400 which i had to pay out to get my car fixed for another four years and have just been told by my insurance company that untill she has paid the full amount my insurance which was rasied a couple of months ago due to the outstanding claim will stay like that for another 4 years untill she has paid the full amount back and then i will be refunded for the money i have been paying extra every month. Im confused why am i having to wait 4 years £20 a month is a ridiculous amount- i am paying more for my insurance a month than she is paying back for the damage to my car!!...is this right?

Terry Lyons
I was hit by an uninsured driver and because I could not identify the driver the police would not pursue the case although they knew who the driver was. He was well known to the police. What could I have done to get justice

Alex Wright
The penalties for driving without a license are far to low to deter the dishonest, selfish and lazy who endanger lives cos they can't be bothered to learn to drive like everyone else has to. There should be a potential jail term not just a fine.



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